Special Coverages
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Special Coverages
There are unique situations when a MSU Denver student will not qualify for automatic SHIP enrollment. The three categories of special coverages are explained below for Graduate, Graduating, and Summer only students and how to voluntarily enroll in the Student Health Insurance Plan “SHIP”.
An Undergraduate or Graduate student who has recently experienced a loss of coverage, and is currently registered for 9 credit hours (Graduates 6 to 8 credits), should inquire about SHIP coverage by contacting the Student Insurance Office for more information.
** Please note, the Fall semester insurance enrollment form links below will be active after August 10th, and the deadline to submit an enrollment form is September 2, 2026. SHIP coverage begins the first day of the Fall semester, on August 17th. **
Graduate Students
Graduate Students taking 6-8 credits in the Fall or Spring semesters (6 or more in the Summer) can voluntarily opt-in to SHIP by completing the Graduate Student Enrollment Form and submitting it securely through the SHIP Completed Forms Link by the deadline date. Graduate students registered for 9 or more credits in Fall or Spring are automatically enrolled and do not need to complete an enrollment form. Coverage Dates, Premiums & Deadlines.
Graduating Students
Undergraduate and Graduate students taking less than 9 credit hours in their final semester prior to graduation, can enroll in SHIP by completing the Graduating Student Enrollment Form and submitting it securely through the SHIP Completed Forms Link by the deadline.
In addition, written documentation is required by the student’s academic advisor stating the student has less than 9 credit hours to graduate and will graduate at the end of the enrolled semester.
The Graduating insurance enrollment form and academic advisor letter (or copy of an email from your academic advisor) must be submitted together! Coverage Dates, Premiums & Deadlines.
Summer Semester Coverage
Tip: If you are enrolled in Spring Semester SHIP, the Spring coverage automatically includes Summer coverage!
Spring semester includes a total of 7 months of coverage, which includes the summer months. Student enrolled in Spring SHIP coverage cannot drop summer coverage.
Summer semester health insurance is optional and is available to incoming Undergraduate students, who register for 9 or more Summer credits, and to Graduate students who register for 6 or more credits, by the Summer deadline. There is no automatic enrollment in Summer semester coverage, it’s voluntary and requires you to complete a Summer Enrollment Form and submit it securely through the SHIP Completed Forms Link by the deadline. Coverage Dates, Premiums & Deadlines.
Please note, Summer semester premium for health coverage cannot be billed to tuition, but instead payment information will be required on the application enrollment form.
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Please note there is a failed appointment fee of up to $50.00 for missed appointments or short notice cancellations (less than 24 hours).
