Coverage Dates, Premiums & Deadlines

Coverage Dates, Premiums & Deadlines

OFFICE HOURS: Monday – Thursday: 8:00am to 5:00pm Friday: 8:00am to 3:00pm

Coverage Dates, Premiums & Deadlines

Opt-Out Waiver Deadlines

Waiver Deadlines

Fall 2023: September 6, 2023

Spring 2024: February 1, 2024

Summer 2024: A wavier is not necessary. The Insurance Requirement does not apply to this semester. 

Every Fall or Spring semester that a student is enrolled in 9 or more credit hours and would like to opt-out of SHIP, they must complete the required online Opt-Out Waiver form. The waiver link is located in the Student Hub profile menu. All submitted opt-out waivers are audited against the Waiver Requirements.

Personal healthcare plans must be in effect no later than September 1st to opt-out of the Fall semester and February 1st to opt-out of the Spring semester.

MSU Denver students can find more information on the University policy by going to the International Student Insurance Requirement or to the Domestic Student Insurance  Requirement.

SHIP Premium & Coverage Dates
Fall 2023 $ 1,185.00August 21, 2023 thru January 15, 2024
Spring/Summer 2024 $ 1,659.00January 16, 2024 thru August 18, 2024
*Summer 2024 $ 705.00June 5, 2023 thru August 20, 2023

*The University Health Insurance premium is not automatically charged to registered students during Summer semester, it’s voluntary (optional) for students to enroll in the University health insurance for Summer semester only. Undergraduates must show registered for 9 or more summer credits to be eligible and Graduates must be registered for 6 or more credits to be eligible for Summer coverage.

Voluntary Coverage

The University offers special voluntary SHIP coverage for Graduate, Undergraduate, Graduating, or Summer students if they register for a certain number of credit hours explained below and complete the appropriate enrollment application by the deadline. Completed applications must be submitted to the MSU Denver Student Insurance office no later than the posted semester deadline below. 

Graduates: 6 to 8 credits any semester.

Undergraduates: 9 credits or more for Summer only semester. 

Graduating: Less than 9 credits in their final semester.


Fall 2023: September 6, 2023
Spring 2024: February 1, 2024
Summer 2024:  June 18, 2024

Information and applications for voluntary opt-in enrollment, including a loss of coverage status, can be found under Special Coverages.

Schedule an appointment

Call 303-615-9999 to schedule an appointment in advance.
Please note there is a failed appointment fee of up to $50.00 for missed appointments or short notice cancellations (less than 24 hours).