For any student taking 9 or more credits during the Fall or Spring Semester, there is a Domestic Student Requirement and a International Student Requirement.  Students taking 9 or more credits are automatically enrolled in the University Student Health Insurance Plan SHIP and charged the semester premium. Domestic students who are currently insured with a compliant U.S. issued health insurance plan can submit a health insurance waiver by the deadline each semester to avoid automatic enrollment and being charged for the SHIP premium. 

Accessing Health Care

The MSU Denver Student Health Insurance Plan (SHIP) is uniquely designed for MSU Denver students and meets the MSU Denver Insurance requirements.

SHIP gives you the coverage you need being a student, including reputable hospitals, doctors, specialists and behavioral healthcare. In addition, SHIP provides support to make the healthcare process easier to understand with online tools, discount programs, and people you can talk to when you have to make important decisions, such as worldwide travel assistance. 

When you are insured by SHIP, it’s helpful to read and understand Accessing Healthcare on SHIP.  There are a number of benefits included with the SHIP plan.  Some of those include access to hundreds of hospitals and medical offices in Colorado and nationwide, 100% coverage for services received at the Health Center at Auraria, as well as 24/7 access to telehealth and telebehavioral health care.

It’s important to understand the requirement, assess the SHIP Benefits and know the Coverage Dates, Premiums & Deadlines so you can be informed about the Insurance Plan. 

Additional Information

Domestic Health Insurance Requirement

International Health Insurance Requirement

SHIP FAQs

Opt-Out Waiver Instructions 

Special Coverages – Specifically for Graduating and Graduate students, or Summer semester

Medicaid Members

Students who have active Medicaid, First Health Colorado, Denver Health Medicaid, or Colorado Access, should submit the waiver before the deadline to opt-out of SHIP, otherwise the  SHIP plan will default as primary insurance and any Financial Aid refund could be impacted when an approved waiver is not on file.

Explore and Compare Other Health Insurance Options to SHIP 

Connect for Health Colorado –  Colorado’s official health Insurance Marketplace

Estimated Cost and Savings Tool – Estimate your savings upfront on the Marketplace and find out if you qualify for financial help.

The Student Health Insurance Plan

Designed specifically for MSU Denver students (regardless of immigration status) taking nine (9) or more credit hours in the Fall or Spring semesters. This comprehensive plan is designed to comply with any federal requirement, save students money and time, and provide convenient access to quality medical care on and off campus.

If you have any questions you can refer to the SHIP Brochure and Guide below,  the SHIP FAQ’s, or contact the MSU Denver Student Insurance office for more information.

United Healthcare Student Resources is the official health insurance company for SHIP.

MSU Denver Student Health Insurance (SHIP) Brochure
A comprehensive brochure providing information on the University policy and requirements, coverages, costs, off-campus care and on-campus services.

MSU Denver Student Health Insurance (SHIP) Guide
A brief informational providing information on the University policy, the waiver option, and special plan benefits for SHIP members at the Health Center at Auraria.